Merchant Cash Advance

Merchant Cash Advances from AdvanceMe, Inc. (AMI) are a smart way to get working capital for many small and medium-sized businesses. Thousands of small businesses have used AMI's Merchant Cash Advances to obtain the working capital needed to stabilize, grow, and take advantage of opportunities.

A Merchant Cash Advance is the purchase of future credit card receivables; it is not a loan. Sometimes called "credit card receivable funding" or "credit card factoring," eligibility for a Merchant Cash Advance is primarily based on the strength and consistency of your business' credit card sales.

For many business owners, a Merchant Cash Advance offers benefits that are not available from lenders and other financing sources. For example, while a business owner's personal credit history may be reviewed for a Merchant Cash Advance application, a poor or damaged credit history is not an automatic disqualifier for a business. While many working capital options might take weeks or longer to secure, a Merchant Cash Advance puts money in-hand in as few as 3 business days, and this money can be used for any business purpose.

Perhaps best of all, a Merchant Cash Advance is very "cash flow friendly" to the business: AMI gets paid when the business gets paid.

We encourage you to take advantage of the information and resources offered to learn all you can about your business' potential options for business capital. Information is power. See if a Merchant Cash Advance is the right working capital solution for your business' needs.