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Merchant Cash Advance
A Merchant Cash Advance, also sometimes called Credit Card Receivable Funding, Business Cash Advance or Working Capital, is an alternative method of getting capital for small to medium-sized businesses. Based on future credit card sales, a Merchant Cash Advance is a quick, efficient, and easy-way to get funding for any business.
A Merchant Cash Advance is not a loan; it is the purchase of future credit card receivables.
Your business sells a portion of its future credit card sales to a Merchant Cash Advance provider in exchange for a lump sum of working capital. Your business directs its credit card processor to automatically forward a fixed percentage of its credit card receipts directly to the provider as they are settled.
Typically your business needs to process a minimum amount of credit card receipts per month to be eligible for a Merchant Cash Advance.
Your business is free to spend this working capital on any business need. See what AdvanceMe Merchants spend their working capital on by visiting our MCA Details page and clicking on the Merchant Data tab within the graphic.
To learn more about a Merchant Cash Advance, visit our Merchant Cash Advance home page, our Merchant Cash Advance How it Works page and our Merchant Cash Advance Details page. Click on the appropriate link if you are interested in Case Studies or Customer Testimonials.
To apply for a Merchant Cash Advance, click here. The application is quick and easy. Get started today!
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What is a Merchant Cash Advance
It's a smart way to get the working capital you need where we purchase a fixed amount of your future credit and debit card sales at a discount.
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A Partner Along the Way
We'll work with you every step of the way to make sure your business gets the ideal working capital solution.
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