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Small Business Tips

Building Blocks of a Better Budget

Small Business Tips

In business, every plan needs a budget. These simple tips can help you to look at some foundations for building budgets that will later make the best possible business tools.

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Tip of the Week
In the News

Merchant Cash Advance Leader Secures $140 Million

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Merchant Cash Advance industry leader AdvanceMe secures $140 Million in borrowing facilities.

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Business Resource Center
Business Resource Center

Are You Due for an Insurance Check-Up?

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Make sure your coverage is always as healthy as it possibly can be.

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Small Business Resource Center

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Read what customers are saying about AdvanceMe

“It's hard to express my gratitude for AdvanceMe in words. AdvanceMe saved my business through its Merchant Cash Advance product and will now allow me to double my business next year. AdvanceMe is made up of a wonderful team of people who treat each and every customer like an individual - working with them, I never felt like just a number. I plan to have a long-lasting relationship with AdvanceMe because of the way it treats its customers and its reliable Merchant Cash Advance product.”
  — Dale Madonick, Flight of Phoenix, Phoenix AZ

“My experience with AdvanceMe has been extremely positive and rewarding. They helped me like no bank would. The staff has been an absolute pleasure to work with and the personnel whom you encounter over the phone act like they have met you before. AdvanceMe has afforded me opportunities that I may never have experienced.”
  — Arlene Weston, Maroons, New York, NY

“AdvanceMe came along in the nick of time. I needed money and the business was in a pinch. The paperwork was so quick and easy I couldn’t believe it. Instead of days or weeks like a bank, it was only a few hours. I would recommend this to any business in a tight spot that needs help fast.”
  — Chad Obert, Chad’s Auto and Light Truck Repair, Stoddard, MA

“I have used AdvanceMe since November, 2004. The company has been easy and enjoyable to work with. This type of funding is different but easy to use. KC is a small company but this type of funding fits our needs well.”
  — Marshall Wells, KC Computers, Sutter Creek, CA

“It has never been so easy to get money! We filled out the application and in less than 2 weeks the money was posted in our account. The best part, it will be paid off in less than a year! I can also track it on the Internet daily. If I have a question, I call and talk to a person immediately. The company is great. We will use the program again!! Thanks so much.”
  — Mike Fleener, Aztec Tan, Houston, TX

“AdvanceMe got my shop funded right away. That allowed me to purchase the diagnostic equipment my shop needed now and repair those expensive European cars that previously had to go to the dealer. Thanks AdvanceMe.”
  — David Ashauer, First Automotive Service Inc., Ft. Myers, FL

“We have used AdvanceMe twice for cash emergencies and the program works great. We were able to pay the account off quickly with a daily payment. Also – the funds are deposited to your account very quickly!”
  — Michelle Adams, Ricardo’s, St. Louis, MO

“I can not say enough great things about AdvanceMe. I retired from car racing to open a restaurant. They were one of the few companies that have helped me. And, they have continued to help me for the past 6 years with more advances than I can remember. Because of their help, I have been able to expand from that first restaurant to a total of 3 that serve thousands of customers yearly. Not bad for someone who moved to the US without a traditional financial support structure. Would I recommend them to others? Definitely.”
  — Bernard Jourdain, El Callejon, San Marcos, CA

“AdvanceMe helps me stay in business. Period. I’ve got two thriving locations but in this business we’re always on the edge. I’ve worked with AdvanceMe for 5 years. They provide me with a painless way to manage those unexpected expenses and an even more painless way to pay it back.”
  — David Ulmer, Diamond Dave’s/Runaround Sues, Kennesaw, GA

“I needed cash for taxes and AdvanceMe came through. If I need cash in the future, I know where to go.”
  — Brian Hiatt, Aamco, Fridley, MN

“I have owned a pet supply store in downtown Manhattan for many years. All businesses have their ups and downs. But when 9/11 hit and we needed to evacuate the area for an extended period, AdvanceMe really showed me what kind of partner they were. Why do I use AdvanceMe? Because they care about their customers. Easy application, quick decision. You don’t have to jump through hoops. Business is hard enough – they make it easier to operate on a daily basis. I am and will be a loyal customer. And so are the businesses I have referred to them.”
  — Yvonne Fox, Dudley’s Paw, New York, NY

“AdvanceMe has been a terrific partner. I needed financing quickly to open a third location, but wanted to deal with a company that I could trust. My name is on the line – I need to be sure that everything is done correctly. Like most restaurant owners, I am extremely busy, so service is important. AdvanceMe really impressed me - everyone I spoke to was knowledgeable and helpful. Plus, I had a decision regarding the funding the next day. I would definitely recommend AdvanceMe to others.”
  — Shanga Hankerson, Gladys Knight Chicken & Waffles, Atlanta, GA

“Thank you to the AdvanceMe funding program. It has proven to be my #1 source for short term funding. I started my business with bad credit, little working capital, and nothing but passion for what I do. Well, banks don’t lend on passion! Even in our fourth year of business, we find it difficult to qualify for even the smallest of bank loans. Thank you for considering me more than just a credit score and allowing me to fulfill my dream of owning my own business.”
  — Michelle Roddel, Beauty & the Bistro, Corpus Christi, TX

“Dealing with AdvanceMe is a sheer delight. Their concept of cash flow management is outstanding. I highly recommend this company to any business no matter what their business is. It can make your life that much easier.”
  — Dr. Frederick Seltzer, Seltzer Dental Services, East Rockaway, NY

“Working with AdvanceMe is easy and painless. Through their help, I was able to get the extra capital needed to have the best sales quarter I’ve had in four years. The extra capital allowed me to be at ease and focus on sales and profits. Thank you very much AdvanceMe.”
  — Donnie Cauley, All Tune & Lube, Rock Hill, SC